How to Use Apple Pay at a Gas Station

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By Jacob Maslow

The number of gas stations that take Apple Pay is growing, often at an exponential rate. This partly concerns the number of retailers, including gas stations and small convenience stores, upgrading their equipment to accept “tap to pay” payment methods.

There are three methods to use Apple Pay at a gas station. The first method is to use your Apple Credit Card, just like you typically use a credit or debit card. The second is to use your Apple Watch, and the third is to use your iPhone

Apple Pay methods are slowly increasing in capacity at local stores, various retailers, and gas stations, especially in areas with a heavy population and less rural. If you own an iPhone and consider using Apple Pay as your go-to payment source, you must know how it works. 

Using Apple Pay at a Gas Station with Your iPhone

Using Apple Pay via an iPhone will probably be the predominant payment method of choice for years. Unless the iPhone becomes obsolete one day, people will likely shift their priorities elsewhere. Again, it’s out of business, so it’s safe to say that Apple Pay will be around for a long time.

Paying with your iPhone is pretty simple. When you set up your iPhone for the first time, you will be prompted to add one of your debit or credit cards to your Apple Wallet. The first card you add will become your default Apple Pay method if Apple supports the card.

  • At the pump hold your iPhone next to the NFC Reader on the face of the gas pump.
  • Your Apple Wallet will open automatically
  • Authenticate with your face or thumbprint
  • Follow the onscreen instructions, which are fast and simple

Alternatively, you can pay from the app if you have a gas station app with integrated Apple Pay. This is available at Exxon and BP gas stations but will likely expand.

Once you are at the pump, open the app and scan the QR code on the pump. You will do this directly from the gas station app. You must select the pump number you are at, and everything else will be automated.

Using Apple Pay at a Gas Station with an Apple Watch

Using an Apple Watch to pay at the gas station is even simpler than using the iPhone. Moreover, it’s pretty intuitive and will make you feel like you have joined the technological revolution when you use it, assuming you care about such things.

  • Pull up to the pump you want to use
  • Double-click the side button on your Apple Watch
  • The Apple Pay app opens automatically
  • Select your card from your Apple Wallet from the Apple Watch screen
  • Hold the Apple Watch screen up to the Apple Pay logo or NFC reader located on the pump
  • Your Apple Watch will beep, vibrate, or both when the transaction is concluded

The Apple Watch is the fastest and most straightforward way to pay at a gas station using the Apple Pay method.

Using Apple Pay In the Gas Station

Using Apple Pay inside the gas station is almost the same as outside. Based on what is on the pumps, you can usually tell if a store will have an NFC reader or an Apple Pay logo.

However, if you don’t see anything on the pumps, that doesn’t mean they won’t accept it inside; it is just that it isn’t likely. Either way, look at their credit card reader when you walk in to determine whether or not you should get in line, especially if Apple Pay is your only payment method.

There is an unfortunate problem with card readers functioning only half the time, at least for the NFC reader. Miraculously, they seldom fail when inserting your debit card, but it’s an all too common frustration when the card readers won’t conduct a simple NFC scan.

Pay-to-tap methods are growing in popularity by leaps and bounds, but don’t be surprised if they don’t work inside the pay-to-tap pump.

Gas Chains that take Apple Pay

  • ARCO
  • BP
  • Caseys
  • Chevron
  • Citgo
  • Conoco
  • CostctheyCdon’tnd Farms
  • Exxon
  • Kwik Fill
  • Kwik Tup
  • Meijer
  • Philips 66
  • Quik Trip
  • Race Trac
  • Raceway
  • Shell
  • Sheetz
  • Speedway
  • Sunoco
  • Texaco
  • Valero
  • Wawa

This is subject to change, and not all stations will participate.

All Things Considered

Apple Pay is a simple and intuitive payment method that helps you pay at a gas station while on the fly when you don’t want to stand there and enter half of your life’s information to pay for your items.

Apple Pay is as simple as holding your Apple Watch or iPhone up to the NFC reader and following the instructions.


Can I use Apple Pay at any gas station?

Availability may vary. Many gas stations now accept Apple Pay, but checking with the specific station beforehand is essential.

What do I need to use Apple Pay at a gas station?

Ensure your iPhone or Apple Watch is set up with Apple Pay and linked to your preferred payment method. Most modern gas pumps support contactless payment.

Can I use Apple Pay inside the gas station convenience store?

Yes, in-store purchases are generally supported. Use Apple Pay at the cashier or any contactless payment terminal.

Do I need an internet connection to use Apple Pay at the pump?

A: Usually, an internet connection is not required for contactless payments at the pump. However, it’s advisable to check with the specific gas station.

Are there any security concerns when using Apple Pay at a gas station?

Apple Pay adds an extra layer of security with its tokenization process. Your actual card details are not shared, reducing the risk of fraud.

Can I earn rewards or loyalty points when using Apple Pay for gas purchases?

In many cases, yes. Some gas stations may allow you to earn rewards or loyalty points when using Apple Pay.



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