How Long Does It Take For PayPal To Send Money?

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By miriammetz

PayPal provides several withdrawal options for your account balance, including transferring money to your bank account, requesting a check, and sending money to friends or family through PayPal.

When you initiate a withdrawal from PayPal, the transaction is not instantaneous – it takes some time for the withdrawal to process and the funds to become available in your chosen method.

Withdrawing money can be made in different ways. For example, when withdrawing from a card or bank account, it will take just over a few minutes for your funds to arrive as long as you’ve opted for this service.

There is an associated fee with both standard and instant bank transfers, but the difference between these two is that the latter takes 1-3 business days, while withdrawals by check may take up to several weeks.

Welcome to this guide about how long it takes PayPal to send international transfers. However, if you’re looking for a fast and cheap way- Wise might be the best choice for your next transfer.

They have up to 6x savings on international transfers – read more about that later!

Bank Account

When you transfer money to your bank account, it may take 1-3 business days for the funds to become available, depending on your bank’s policies.

Debit or Credit Card

If you have a debit or credit card linked to your PayPal account, you can choose to withdraw funds from your balance to that card.

The withdrawal process generally takes just a few minutes but may take up to 24 hours, depending on your bank’s policies.


PayPal will mail you a check for the amount of your withdrawal request. However, this process can take up to several weeks, so we recommend choosing one of the other withdrawal options if you need your funds urgently.

Now that you know how long it takes for PayPal to send money, you can decide which withdrawal option is best. If you have any further questions about using PayPal, our Customer Support team will be happy to help.

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PayPal Instant Transfer

PayPal Instant Transfer is a way to instantly send money from PayPal to your bank account. The funds will be transferred immediately, and you’ll be able to see them in your bank account within minutes.

You should have a debit or credit card linked to your PayPal account to use PayPal Instant Transfer. The funds will be withdrawn from your PayPal balance and transferred to your card when you initiate a transfer. From there, the funds will be deposited into your bank account.

The main advantage of PayPal Instant funds Transfer is that it’s fast – you can typically see the funds in your bank account within minutes.

How Does It Work?

When you initiate a PayPal Instant Transfer, the money is first transferred to your linked bank account from your PayPal balance.

Once the funds are in your bank account, they can be used like any other funds in your account – meaning you can use them to make purchases, withdraw cash, or transfer them to another account.

What Are The Fees??

There is a small fee for using the PayPal Instant Transfer service, but it is generally much cheaper than other withdrawing funds from your PayPal balance.

The exact fee will depend on the amount of money you are transferring and your country of residence.

How Do I Link My Bank Account?

To use the PayPal Instant Transfer service, you must link a bank account to your PayPal account. This can be done by logging in to your PayPal account and going to the “Settings” page.

You will need to select the “Banks and Cards” option and then click on the “Add a Bank” button.

You will then be prompted to enter your bank account information, including the account number and routing number. Once you have entered this information, PayPal will send two small deposits to your bank account.

These deposits will typically arrive within 1-2 business days. Once you have received these deposits, you will need to enter the amount of each deposit in the “Confirm Your Bank Account” section of your PayPal account. Once you have done this, your bank account will be successfully linked to your PayPal account.

Meet Wise – Get Fast & Low-cost International Transfers

Wise is the new way of sending money abroad. They offer bank-beating rates (up to 6x cheaper than your bank) and fast transfers (usually taking under 24 hours), all without sneaky fees.

How does Wise work?

Wise works by using the actual mid-market exchange rate – the same one you’ll find on Google – and adding a very small (usually around 0.5%) fee. This means that you always get the real exchange rate, making Wise up to 6x cheaper than your bank when sending money abroad.

What’s more, your money is always sent using the local currency. So if you’re sending money to Europe, your recipient will get Euros – even if you’re paying in pounds.

What are the benefits of using Wise?

  • Save up to 6x compared to your bank
  • Get the real exchange rate every time
  • Fast international transfers (usually taking under 24 hours)
  • Send money in over 50 currencies
  • Send money to over 70 countries

If you need to send an international transfer, we recommend using Wise. You can get started with them by clicking here.

Bottom Line

In conclusion, PayPal is a great way to send money internationally – but it’s not the only option. If you’re looking for a fast and cheap way to send money abroad, we recommend using Wise.

Wise is the new way of sending money abroad. They offer bank-beating rates (up to 6x cheaper than your bank) and fast transfers (usually taking under 24 hours), all without sneaky fees.

You can also read: 14 Tips for Maintaining Your Luxury Travel Trailer

Frequently Asked Questions

Q. Do PayPal payments show up immediately?

PayPal offers different withdrawal services to customers. For example, if you need an instant transfer, you can move your PayPal balance to a card or bank account for 1.5% of the value in minutes²at the most.

Q. Can I cancel a PayPal payment?

If you need to cancel a PayPal payment, you can do so within 180 days of making the transaction. After that, the payment is considered final and cannot be revoked.

To cancel a PayPal payment, log in to your PayPal account. Then, click on the “Activity” tab.

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